Your insurance company should also send an insurance adjuster to your property for a roof inspection.
Roof inspection by female adjuster.
Filing an insurance roof replacement claim for roof damage with insurance company representatives no matter how friendly and helpful they may be are on the side of the insurance company.
Much like a court case this really becomes a duel between two adjusters and who can bring the most valid evidence to support their point of view.
For the roof he will measure out a test square 10 x 10 on different sections of your roof.
Yearly once the roof is 5 years old.
Did you upload the claim within 48 hours roof claims did you measure and photograph all slopes.
Contact a public adjuster or roofing company with your insurance company.
The claim you submit will be accurate and the roofing estimator will be able to familiarize themselves with the project before work commences.
Field adjuster checklist did you contact the insured within 24 hours.
Did you inspect the claim within 72 hours.
Here is a quick roof inspection video to get you started.
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The insurance company s adjuster will perform the same roof inspection but may come up with very different results for the cause of damages and or the cost to repair or replace your roof.
If not you must explain why.
Did you clearly identify covered damage to the roof.
Ask the inspector to document the condition of your roof with pictures and a written signed evaluation of the roof s condition.
Sometimes the original adjuster will come back out alone or along with his or her supervisor to reinspect it especially if the roof was wet during the first inspection or if the adjuster did not get on the roof to inspect closely.
We ask that you allow us to represent you during the inspection.
The adjuster will inspect your roof and exterior of your home for visible signs of damage only.
In this video we briefly descibe a basic wind and hail roof inspection and.
The claim handler may ask for photos of the damages prior to sending out another representative.
When the adjuster comes calling please make sure inspectors physically get onto the roof and inspect for damage.
However if there continues to be a disagreement then it will go to court.
While your roof may not look damaged a closer inspection might reveal that it needs replacing rather than patching.
Here s an inspection schedule.