Waiving insurance policy deductibles you scratch my back and i ll scratch yours has been common place in texas since 1989 and came about as the result of a poorly worded statute passed that same year that contractors have basically ignored.
Roofing deductible texas.
However many roofing companies contribute to the insured s deductibles by using sign credits discounts and rebates.
A new law if approved by gov.
This new law will help further protect consumers said texas insurance commissioner kent sullivan.
A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible.
Under texas house bill 2102 approved in the most recent legislative session roofing contractors who offer to waive a homeowner s deductible on their property insurance policy could face jail time.
To get the job texas roofers often offer homeowners a free roof by agreeing to pay the homeowner s insurance deductible.
Hb2102 is the deductible law that went into effect on september 1st 2019.
It is a clarification and more carefully worded version of the years old law.
The responsibility to pay the deductible is the homeowner s.
Roofers who waive deductibles are cutting corners.
Abbott is designed to end the illegal.