If the repairs can be done for 9 000 the insurance company will pay the roofing contractor 8 000.
Roofing no deductible.
Replacement cost value rcv provisions today most homeowners have replacement cost value rcv provisions in their insurance policies.
To get the job texas roofers often offer homeowners a free roof by agreeing to pay the homeowner s insurance deductible.
The homeowner would then have to pay the remaining 1 000 deductible to the contractor.
Abbott is designed to end the illegal.
When it comes to roofing service in dallas tx your contractor will never cover the insurance deductible before completing service.
Under texas house bill 2102 approved in the most recent legislative session.
Today that s not the case.
You might think you can save a deductible if your roofing contractor can do a project for 20 000 and your adjuster calculated the cost would come in around 17 000.
A new law if approved by gov.
In short there is no way for the homeowner to avoid paying the deductible without the contractor committing insurance fraud.
If a roof repair cost 6 000 and a homeowner had a 1 000 deductible adjusters would just cut the homeowner a check for 5 000 subtracting the deductible cost.
This is a scam and never occurs in the professional world.